Embrace Membership with Ease
Come visit one of our branches to join and start enjoying the benefits of membership! We’re happy to help you get started and find the right financial solutions for you.
Getting started is a snap. Here's what you'll need:
- A minimum deposit of $5 to establish your membership share
- Credit Card or Debit Card needed for funding (max $250)
- Driver's License or State ID
- Social Security Number
- Date of Birth
- Your complete physical and mailing address
- Information on any Joint Account Owners or Beneficiaries
We also offer Youth (age 17 and under) and Business memberships. For further details on opening a Youth or Business membership, please visit one of our branch locations.
Joining Is Easy!
As a state-chartered community credit union, membership is available to anyone who lives, works, worships or attends school in Michigan.
Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents. In some cases, identification will be requested from existing members because appropriate documentation was not obtained at the time an account was originally opened.
Financing that fits your ride.
Looking for a ride that fits your lifestyle? Whether it's a sleek sedan, a spacious SUV, or your family's next road trip car, Ubay can help you get behind the wheel. Don’t wait, apply today—your next adventure is just around the corner!