Our team is ready to roll out the welcome mat for you
You've picked out a home you love. It makes you smile just thinking about all the good times waiting for you there. Now you need a mortgage that fits your finances. Making that choice can be a bit more challenging. Breathe easy. At United Bay Community Credit Union, our dedicated Mortgage Loan Officers can provide the personalized assistance you need to navigate your life's biggest purchase.
- Traditional fixed-rate loans of 10, 15, 20 and 30 years
- Seven-year and 10-year fixed rate loans with balloon payments at end*
- Down payments as low as 3% on conventional mortgages
- No down payment USDA Rural Development Loans
- First-time homebuyer mortgages
- Competitive rates and closing costs
- All home loan decisions made locally
- Refinancing options available
United Bay Community Credit Union NMLS 501172
Ready to move forward on financing? You can apply online to begin the process. Looking for a helping hand every step of the way? Call for an appointment with one of our Mortgage Loan Officers – Carie, Bridget, and Summer.
Wealth Management
The best time to start planning for the future is now! Our wealth management team will help you save for retirement with ease.