Get your hands on money that lets you put your plans into action
Home equity funds can be used for home repairs and remodeling – from new porches and patios to chef-quality kitchens and spacious bedroom suites. But that barely scratches the surface. You can also use them for major purchases, education expenses, vacation costs, business start-ups – or anything else that pushes your life in a positive direction.
- Fixed-rate Home Equity Loans come with 10-year or 15-year terms
- With fixed-rate loans, you get all your money upfront
- Lines of credit feature variable rates
- Easy access to credit line funds through checks, Online and Mobile Banking, and at United Bay Community Credit Union branches
- Tap into credit lines as often as you like for any reason at all
- Home equity funds are often used to pay down higher interest debt and credit card balances
- Competitive rates and low closing costs
- Our experienced loan officers can offer insight into which loan type might work best for you