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Debt Protection

Debt Protection with Life Plus

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death could help protect your finances.

Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. This protection could cancel your loan balance or loan payments up to the contract maximums. Protect your loan payments today so you can worry less about tomorrow. It’s simple to apply for Debt Protection with Life Plus. It’s voluntary and won’t affect your loan approval.

Call United Bay Community Credit Union at (989) 892-4597 and ask about protecting your loan payments today.

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.











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Wealth Management


The best time to start planning for the future is now! Our wealth management team will help you save for retirement with ease.