United Bay Community Credit Union

A father holding a baby and a kid in the background eating at home

Join us and be a part of Ubay!


Young couple shaking hands with a loan officer

We have lending solutions to meet all your needs.


Grow Your Savings !




Two business women celebrating a sale

We've got your business covered!

We offer a variety of products to cater to your business needs.

  • Transfer funds from your device
  • Make deposits
  • Pay bills
  • Payroll
  • Merchant Services





Three kids playing with moving boxes

Ubay makes a house your home.


Have you found your dream home? Let our mortgage lending team help cover all your bases for a mortgage loan so you can get packing!

Auto Loans, Built Around You.


Did you know we offer auto loans with payment terms up to 120 months? It’s a great way to keep your payments manageable and make financing your next vehicle a little easier. Let us help you hit the road with confidence!

Grow Your Savings !


We offer term savings certificates designed to help you reach your financial goals. Whether you’re planning for the future or building a safety net, our certificates provide a secure way to grow your savings.